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More action out of the RBA this month to support the economy | AMP Capital

In its September board meeting, we saw another move out of the RBA to support the Australian economy through COVID-19, and there could be more to come.

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RBA holds – but more stimulus likely as Victorian lockdown to knock at least $12bn from national GDP

Victoria’s tightening lockdown could knock at least $12bn off the Victorian and national economy and delay the return to positive Australian GDP growth to the December quarter.

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Oliver's Insights - The fiscal cliff is more likely to be a fiscal slope – and why concerns about Australia’s budget deficit are overblown

The thought of various government support measures expiring in the months ahead, causing some sort of fiscal cliff over which economies and share markets will plunge, has caused much consternation. But as with the original fiscal cliff of December 31, 2012 in the US, it’s likely to be tapered into a fiscal slope.

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Oliver's Insights - 2019-20 saw poor returns - but it could have been much worse

The past financial year was poor for investors as coronavirus knocked economies into what is likely to be their biggest hit since the 1930s. Shares were hit hard, but the blow was softened by a strong rebound in the June quarter. This note reviews the last financial year and takes a look at the outlook.

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Oliver's Insights - How worried should investors be about a “second wave” of coronavirus cases?

A serious second wave of coronavirus cases in major developed countries is the biggest risk facing equity markets, and one investors will need to watch closely.

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Oliver's Insights - Shares climb a “wall of worry” - but is it sustainable?

The strong rally in shares since their March lows reflects a combination of economic reopening, signs of recovery, policy stimulus and once pessimistic investors closing underweight or short positions.

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Oliver's Insights

Australian house prices starting to fall – collapse likely averted but expect more weakness ahead

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Oliver's Insights - 10 medium to longer-term implications from the Coronavirus shock

There has been much debate about the short-term economic and investment impact of coronavirus – on economic activity, unemployment, interest rates, house prices, shares, etc.

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The Lucky Country - three reasons why Australia may come through this period of global misery better than most countries

Back in January when the bushfires were raging, I feared Australia’s luck had ran out. But right now, I thank god I live in The Lucky Country!

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Capital Edition Issue 08

THE INSIDE WORKINGS OF AN INVESTING RULEBOOK.

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Why super and growth assets like shares have to be seen as long-term investments

This is an update of a note I wrote last November, but after the recent plunge in shares and the associated 10% or so loss in balanced growth superannuation funds through the March quarter, it’s particularly relevant now.

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Light at the end of the coronavirus tunnel – what does it mean for investors?

After a strong rally, in the short-term shares are vulnerable to bleak economic and earnings news.

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Magic money tree – QE & money printing and their part in the coronavirus economic rescue

Central bank support to ensure the flow of money and credit through economies is an essential part of the global and Australian coronavirus economic rescue

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Capital Edition Issue 07

MARKETS IN THE AGE OF (MIS) INFORMATION

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What signposts can we watch to be confident shares have bottomed?

While shares have rallied 15-20% from their March low and may have started a bottoming process

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The coronavirus pandemic and the economy – a Q&A from an investment perspective

Significant government support is essential to enable parts of the economy to successfully hibernate

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Is coronavirus driving a recession, depression or an economic hit like no other? What does it mean for the bear market in shares?

Global share markets have fallen into a bear market, but whether this turns out to be long or short depends on how long the hit to the economy from coronavirus lasts.

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The threat to Australian house prices from Coronavirus

The Australian housing market is at risk from the coronavirus recession Australia has now entered. A relatively short recession that sees unemployment rise to around 7.5% would likely only set prices back around 5% or so after which prices would bounce back.

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Five charts on investing to keep in mind in rough times like these

Successful investing can be really difficult in times like the present with immense uncertainty around the impact of coronavirus on the outlook.

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The increasing economic threat from coronavirus - what to watch for and what should investors do?

The rout in financial markets has continued, on the back of coronavirus, made worse by a flow on to oil markets.

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Capital edition issue 6

How the next generation is investing?

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The plunge in shares – seven things investors need to keep in mind

The plunge in share markets over the last week has generated much coverage and consternation.

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The increasing spread of Coronavirus – updated economic and investment market implications

While reported new coronavirus cases in China have slowed, the pickup in cases outside China has led to a renewed sharp fall in share markets and bond yields.

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Oliver's Insights - Three reasons why low inflation is good for shares and property

Shares are vulnerable to a short-term correction - Key things to watch out for are recession and much higher inflation.

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From bushfires to coronavirus - five ways to turn down the noise around investing

From bushfires to coronavirus - five ways to turn down the noise around investing

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Olivers Insights -The China Coronavirus outbreak – economic and investment market implications

The China coronavirus outbreak has led to concerns of a global pandemic triggering an economic downturn. Our base case is that the outbreak will be contained allowing share markets and bond yields to rebound. However, uncertainty is high given that the coronavirus is more contagious than SARS albeit with lower mortality. Key to watch for is a peak in new cases and contained transmission in developed countries.

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Five charts to watch regarding the global economy and markets this year

Shares are at risk of a short-term correction or consolidation after a strong run over the last year and with sentiment now very bullish. However, this year should still see good returns for investors as global growth edges up and interest rates remain low. > Five key global charts to watch are: global business conditions PMIs; global inflation; the US yield curve; the US dollar; and global trade growth. > So far so good, with PMIs improving a bit, inflation remaining low, the yield curve steepening, the $US showing signs of topping and the US/China trade truce auguring well for some pick up in world trade growth.

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Bushfires and the Australian economy

The Australian bushfire season that began in September has been horrific with more than 7 million hectares of bush destroyed, more than 25 deaths, significant loss of livestock, estimates of more than a billion wildlife animals killed and more than 1800 homes destroyed. More than 200 fires are still burning. Following the intensification of the bushfires over the Christmas/New Year period attention has now turned to the impact on the economy. This note looks at the key impacts.

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Learn about refinancing your home loan and how it can save you money

Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year1 to ensure the interest rates, fees and features continue to meet your needs. By refinancing you may be able to pay off your home loan sooner.

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GFS Newsletter December 2019

Welcome to the December edition of our GFS newsletter.

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Capital Edition - Strength in unity

In this month’s issue we discuss how: James Maydew believes that having culture and strategy on the same blueprint is an absolute imperative climate change is impacting the real estate sector, and how leaders and businesses are standing up to the task of tackling it Julie-Anne Mizzi uses her innate passion for investing in infrastructure for those who need it, and the familiar airport retail experience is set for a makeover.

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Oliver's insights - Review of 2019, outlook for 2020 - the beat goes on

2019 saw growth slow, recession fears increase and the US trade wars ramp up, but solid investment returns as monetary policy eased, bond yields fell and demand for unlisted assets remained strong. 2020 is likely to see global growth pick up with monetary policy remaining easy. Expect the RBA to cut the cash rate to 0.25% and to undertake quantitative easing. Against this backdrop, share markets are likely to see reasonable but more constrained & volatile returns, and bond yields are likely to back up resulting in good but more modest returns from a diversified mix of assets. The main things to keep an eye on are: the trade wars; the US election; global growth; Chinese growth; and fiscal versus monetary stimulus in Australia.

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2018-19 Federal Budget client briefing

Here's a roundup of some of the key proposals put forward in last night's Federal Budget. We take a look at how they might affect your financial goals -- whether you're starting out in your working life, building a career, having a family, or moving toward or living in retirement.

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March 2018 Newsletter

Welcome to the latest edition of our client newsletter. Australians buying their first home or downsizing in retirement are about to receive a helping hand thanks to new superannuation rules which come into effect on 1 July 2018. In this edition we briefly explain these new rules. As with any rules to do with superannuation, it can be complicated so please contact us if you would like to know more.

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January 2018 Newsletter

From all of us at GFS we would like to wish you a Wonderful New Year and trust that you had an enjoyable festive season. In this edition we have included two articles by Paul Clitheroe AM, which we felt would be of interest to you, your family and your friends. New Year is a time that many of us make various resolutions and our third topic in this edition relates to reflecting on 2017 and thoughts of the Year ahead which we wanted to share with you.

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Final Newsletter for 2017

Welcome to the Final newsletter for 2017 as the holiday season approaches. Given investment market performance for the year, one can only conclude that the markets have been kind to us as outlined in Paul Clitheroe’s article. We have also included two additional articles addressing the issue of property prices and ways to enjoy summer without spending a fortune.

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How The Economic Machine Works by Ray Dalio

Over 4.6 Million people have viewed this concise educational video. A must view for anyone who would like a greater INSIGHT into how an Economy Works.

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Spring Newsletter 2017

Welcome to the Spring edition of our newsletter. Our articles cover a range of topics which we hope you will find of interest. These articles may not impact on you directly but from previous feedback many of you have found these to be of benefit for family members and friends. We would encourage you to forward any relevant articles on to them as you see fit.

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Budget Update 2017-2018

Budget Update 2017-2018

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GFS Newsletter March 2017

Welcome to the March edition of our GFS newsletter.

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New Super Changes from July 2017

New Super Changes from July 2017

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Goodwin Financial Services newsletter June 2016

We are nearing the end of another financial year which closely follows the May Budget announcements relating to superannuation. In this bulletin, we are specifically drawing attention to those individuals who are eligible to make contributions to superannuation as there is a definite 2 year opportunity to contribute at the current maximum levels of $30,000 or $35,000 per annum depending on your age (refer table below).

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Planning your future

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